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Construction fintech

Construction fintech on lien filings

Credit signals from legal records enable fast funding

Time to contact
Funding offer within 48 hours

How it works

The signal-to-meeting workflow

1
Sourcing

Lien filings + project databases

County lien filings, construction project databases

2
Triggers

Large lien + repeat filers

New lien filed on project greater than $500k, contractor appears more than 2 times in 6 months

3
AI Research

Extract delays + score risk

Extract payment delays and involved participants, score credit risk and cash flow strain

4
Qualification

Filter settled + select repeat GCs

Exclude disputes already settled, select general contractors with repetitive payment issues

5
Activation

Financing proposal + dashboard

Offer short-term financing proposal, follow-up with payment trend dashboard

Deep dive

Customer type

Construction fintech provider offering short-term financing solutions to general contractors and subcontractors experiencing cash flow issues.

How targets are sourced

County lien filings and construction project databases provide early signals of payment distress.

Triggers

New lien filed on project greater than $500k, or contractor appears more than twice in 6 months.

Qualification

AI turns legal records into credit signals by extracting payment delays and scoring cash flow strain.

Excludes settled disputes and focuses on GCs with systemic issues.

Success metrics

AI turns legal records into credit signals.

Contractors receive funding offer within 48 hours.

Loss rates decrease 25 percent, funded volume increases 40 percent.

Ready to map your market?

You will speak with a market engineer, review the signals and workflows that fit your market, and leave with concrete next steps.

Book a Strategy Call